UBA

UBA

United Bank for Africa (UBA) is a Pan-African bank with a large network of subsidiaries across Africa, including Tanzania, and a presence in the UK, France, and the US. It offers banking services to corporate, commercial, institutional, and consumer clients. Recent developments for UBA include:
Strong 2024 Financial Performance: The UBA Group reported robust growth across key indicators for the third quarter ending September 30, 2024, with gross earnings increasing by 83.2% and profit before tax rising by 20.2%. A March 2025 financial statement indicated a total dividend for the 2024 financial year of N5.00 per share. In April 2025, UBA reported over ₦3 trillion in revenue and ₦767 billion in profit for 2024.
Talent Development: On October 22, 2025, UBA inducted over 700 young professionals into its workforce through its Graduate Management Accelerated Programme (GMAP).
Credit Rating Upgrade: In May 2025, Fitch Ratings affirmed UBA's Long-Term Issuer Default Rating (IDR) at 'B' with a Stable Outlook and upgraded the bank's National Long-Term Rating to 'AA(nga)' from 'A+(nga)'. The upgrade was attributed to strengthened capital buffers from internal capital generation and a rights issue.
Award Recognition: In October 2025, the National Assembly honored UBA with the Disability-Friendly Bank Award for providing inclusive banking services, particularly for the visually impaired.
Investment and Growth: In 2025, UBA's target price was raised to N58.28 due to earnings growth projections. It has been expanding its operations into new African markets and upgrading its French license.

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